Many of our new homes are available with the governments Help to Buy scheme, giving you the chance to reduce your immediate mortgage payments and increase your affordability.
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Help to Buy loan
How the scheme works
When you put your 5% deposit down, the government will provide you with a 20% (40% in London) equity loan, reducing your overall mortgage to 75% (55% in London) of its original cost. New and seasoned homeowners are eligible for the scheme, with no limit on household income to qualify. The government loan is payment free for 5 years, and can be repaid at any time.
The London Exception
As any Londoner knows, property in the city can cost quite a bit more than elsewhere in the country. That’s why the government has increased its contribution to the Help to Buy scheme to 40% for homes like those in Walthamstow and Twickenham, which fall within the London boroughs, making home ownership in London more affordable and accessible.
*See individual plot pages for equity loan amount information.